Tenant survival guide · Legal rights reference

If You Rent From Hudson Homes Management

A documented record of recurring issues, your legal rights, and step-by-step action guides. Built for tenants, their families, and their attorneys.

Before renting from HHM: Public records and consumer complaint filings document recurring patterns of holdover charges after move-out, security deposit disputes, maintenance failures, and — since 2023 — a documented portfolio wind-down in which thousands of tenants received non-renewal notices as properties were sold. This guide documents what tenants have reported and what your legal rights are.

If you are considering renting from HHM

Before You Sign

These steps won't guarantee you avoid problems — but they document your position from day one.

1

Search the property address in your county assessor's records. Verify the owner of record. If titled to "U.S. Bank Trust N.A. as Trustee for LSF9 Master Participation Trust" or any HSFRF entity — this property is in a Lone Star fund portfolio scheduled for eventual disposition.

2

Ask HHM directly, in writing, whether the property is listed for sale or whether there are any plans to sell it within your lease term. Keep their response.

3

Review the lease's non-renewal and holdover provisions carefully. What is the daily holdover rate? What is the notice period required to avoid holdover charges?

4

Document the property's condition with timestamped photos and video before and at move-in. Email the documentation to yourself AND to the property manager the day you move in.

5

Read the move-out procedures section of your lease. Understand exactly what is required, in what format, and by what deadline.

6

If you are a Section 8 holder: confirm with your PHA that HHM is in good standing and understand what happens to your HAP contract if the property is sold mid-tenancy.

7

If you are active-duty military: include a copy of your SCRA rights summary in your lease file. Ensure HHM has your installation address.

8

Set calendar reminders 90, 60, and 30 days before lease end for renewal notice deadlines.

Active-duty service members and their families

Military Tenant Rights Under the SCRA

The Servicemembers Civil Relief Act (SCRA) is a federal law that provides specific protections to active-duty service members and their dependents in rental housing. One BBB complaint on record describes a military family who relocated to a new duty station, moved into an HHM property that was not in move-in ready condition, and was then charged for pre-existing damage at move-out. These are your rights.

SCRA RIGHT 01

Right to early lease termination without penalty

Servicemembers Civil Relief Act (SCRA), 50 U.S.C. § 3955

Active-duty service members may terminate a residential lease upon receiving PCS orders (Permanent Change of Station) or deployment orders for 90+ days. Written notice + copy of orders must be delivered to the landlord. Termination is effective 30 days after the next rent due date following notice. The landlord cannot charge early termination fees.

WHAT TO DO

Contact your installation's legal assistance office. File written notice via certified mail immediately upon receiving orders. Keep copies of everything.

DOJ Civil Rights Division: (202) 514-3847 | MilitaryOneSource: 800-342-9647

SCRA RIGHT 02

Protection from eviction without a court order

SCRA, 50 U.S.C. § 3951

A landlord may not evict a service member or their dependents from a residence during active military service without first obtaining a court order — regardless of state law. Courts must also check military status before proceeding with any default judgment against a tenant.

WHAT TO DO

If you receive an eviction notice while on active duty, immediately notify your commanding officer and contact your JAG (Judge Advocate General) office. Provide documentation of active duty status to the court.

JAG Corps legal assistance locator: legalassistance.law.af.mil | DOJ SCRA enforcement: (202) 514-3847

SCRA RIGHT 03

Security deposit return — same rules apply

State law (varies) + SCRA protections

Early lease termination under the SCRA does not forfeit your security deposit. The landlord must still return the deposit according to state law timelines and cannot deduct for normal wear and tear. Military relocations do not waive deposit return rights.

WHAT TO DO

Document property condition with timestamped photos before AND after. Send move-out notice via certified mail. File complaint with state AG if deposit not returned within statutory deadline.

CFPB complaint: consumerfinance.gov/complaint | State AG: naag.org/find-my-ag

SCRA RIGHT 04

Pre-existing condition protection

State landlord-tenant law + SCRA

Landlords cannot charge service members for damage that was pre-existing at move-in. Document everything at move-in. If charged for pre-existing damage at a military family's move-out, this may constitute an SCRA violation if the charge is related to military service.

WHAT TO DO

Complete a detailed move-in inspection form. Photograph every room, every wall, every appliance. Email the documentation to the landlord the day you move in. Keep a copy.

Installation housing office | Legal assistance office on base

If you believe your SCRA rights were violated by HHM: Contact the DOJ Civil Rights Division at (202) 514-3847 or file through justice.gov/servicemembers. Contact your JAG office on base. The DOJ enforces SCRA violations against landlords and property managers including through civil action.

If you are currently or recently an HHM tenant

Know Your Rights — Issue by Issue

Based on patterns documented in public BBB complaint records, court filings, and consumer platforms. Each step is a documented best practice, not legal advice.

You are a domestic-violence survivor facing eviction or non-renewal (VAWA)

CRITICAL

Steps to take

  1. 1.

    VAWA protects survivors of domestic violence, dating violence, sexual assault, and stalking in federally assisted housing — including Housing Choice (Section 8) vouchers. You generally cannot be evicted or denied housing because you are a victim.

  2. 2.

    In covered housing, the provider must give you the Notice of Occupancy Rights (Form HUD-5380) and the Certification form (Form HUD-5382) WHEN you receive an eviction or termination notice and before termination. HUD updated these forms in 2025 (current versions carry an OMB expiration of Jan 31, 2028) — check that what you received is current.

  3. 3.

    If your Notice to Quit or eviction did NOT include the required VAWA notice, that omission can be a defense. A Massachusetts Housing Court dismissed an HHM eviction in 2026 on exactly this ground.

  4. 4.

    Save every notice and record what was — and was not — attached to it.

  5. 5.

    Tell a tenant attorney or legal aid right away that you are a survivor and want to assert VAWA protections; you can raise a reasonable-accommodation request at any time, even during an eviction.

You received a non-renewal notice citing "property sale"

HIGH

Steps to take

  1. 1.

    Verify the notice is in writing and states the reason. "Property sale" does not automatically terminate your lease — you have rights through your lease end date.

  2. 2.

    Check your state's notice requirements. Most states require 30–90 days written notice for non-renewal. Some states require longer for families with children or Section 8 holders.

  3. 3.

    Document the date received and keep the original letter.

  4. 4.

    Do NOT vacate before your lease end date unless you choose to. Vacating early may forfeit protections.

  5. 5.

    Contact a tenant rights attorney or legal aid organization immediately.

  6. 6.

    If you are a Section 8 holder: contact your local Public Housing Authority (PHA) to understand your rights under your Housing Assistance Payment (HAP) contract.

You were charged holdover fees after vacating

HIGH

Steps to take

  1. 1.

    Gather all documentation: move-out notice (with date), any confirmation from HHM, move-out photos, key return receipts, forwarding address communications.

  2. 2.

    Request an itemized statement in writing immediately. State law in most HHM operating states requires itemized statements within 14–30 days.

  3. 3.

    Do not pay charges you dispute without first obtaining and reviewing the itemized statement.

  4. 4.

    File a formal dispute in writing via certified mail to HHM's address, stating each charge you dispute and why.

  5. 5.

    File a BBB complaint: bbb.org/file-a-complaint/0875-91053918

  6. 6.

    File a state AG consumer protection complaint in your state.

  7. 7.

    If the debt goes to collections: dispute it in writing with the collection agency within 30 days of first contact. Under the FDCPA, they must verify the debt before continuing collection.

Your portal access was removed before move-out was complete

HIGH

Steps to take

  1. 1.

    Document that access was removed: screenshot the login error with timestamp.

  2. 2.

    Send all move-out documentation (photos, video, forwarding address) via certified mail AND email to the property manager.

  3. 3.

    Request alternative submission method in writing.

  4. 4.

    This documents that HHM denied you the ability to submit move-out evidence — relevant if charges are later disputed.

  5. 5.

    Include this documented portal removal in any BBB complaint or legal action.

You have unresolved maintenance issues affecting habitability

MEDIUM-HIGH

Steps to take

  1. 1.

    Submit maintenance requests in writing via the portal AND via email to your property manager. Keep copies.

  2. 2.

    If the issue affects health or safety (mold, sewage, no heat in winter, broken locks): document the health/safety risk explicitly in your written request.

  3. 3.

    If unresolved after written notice, contact your local housing code enforcement or building inspector.

  4. 4.

    Research your state's "repair and deduct" law: some states allow tenants to hire a repair contractor and deduct the cost from rent if the landlord fails to act within a reasonable time.

  5. 5.

    Document every communication attempt: date, method, who you spoke with, what was said.

  6. 6.

    If health impacts are documented by a physician, keep those records — they may be relevant in future legal proceedings.

You were sent to collections without receiving an itemized statement

HIGH

Steps to take

  1. 1.

    Under the Fair Debt Collection Practices Act (FDCPA), you have 30 days from the collection agency's first contact to request debt verification in writing.

  2. 2.

    The agency must stop collection activity until they provide verification. Send your dispute via certified mail.

  3. 3.

    Simultaneously dispute the collection with all three credit bureaus (Equifax, Experian, TransUnion) as "disputed — awaiting verification."

  4. 4.

    File a CFPB complaint against the collection agency if they continue collecting without verifying.

  5. 5.

    Document that you never received an itemized statement from HHM — this is relevant to whether the underlying debt is valid.

Your property was in foreclosure while you were paying rent

CRITICAL

Steps to take

  1. 1.

    Contact a tenant attorney immediately. In many states, if a property goes into foreclosure, tenants have specific rights under the Protecting Tenants at Foreclosure Act (PTFA) — a federal law requiring at least 90 days notice before a tenant must vacate a foreclosed property.

  2. 2.

    Contact your state AG's consumer protection office.

  3. 3.

    Document all rent payments. If you paid rent to a landlord on a property already in foreclosure, you may have claims against HHM.

  4. 4.

    Check your county recorder's website for foreclosure filings on your property address.

Every complaint filed creates a public record

Where to File — Agency Directory

Filing complaints creates the public paper trail that regulators, journalists, and attorneys use to identify patterns. A single complaint may not change anything. One hundred complaints from different states describing the same issue is a pattern regulators investigate.

Add your account to the public record

Your Experience Matters to the Next Family

Every account submitted to this archive is reviewed before publication. Documented experiences help prospective tenants make informed decisions, give journalists evidence of patterns, and give attorneys the case context they need. Submissions can be anonymized.

This guide is not legal advice. It is a compilation of documented consumer complaint patterns, publicly available legal frameworks, and agency contact information. Every situation is different. Consult a licensed tenant rights attorney or contact your state's legal aid organization for guidance specific to your circumstances. Nothing on this page creates an attorney-client relationship.